Land Trust

A Land Trust can make homeownership affordable now and in the future.

A land trust is a model of shared ownership that can make homeownership more affordable and keep housing accessible to people of all incomes.  In a land trust, the land that a house sits on is held by a community organization, placed in trust, and homeowners purchase just the buildings that sit on the land.  This means the purchase price is lower for the buyer, resulting in lower monthly expenses.  When the owner is ready to sell, the gains in value are shared by the owner and the land trust.

Our Green Line’s HIP Land Trust is a Homeowner Initiated Program – meaning the buyer can find a home they like within the program area, and choose to put that land into trust.

Where can I buy?

Our land trust is available for homes in the northwest quadrant of Saint Paul, following the Green Line. The boundaries are Larpenteur to the north, Selby to the south, 35E to the east, and Highway 280 to the west.

land trust boundaries








  • At least 21 years of age.
  • U.S. Citizen or registered alien.
  • Cannot have owned a home in the past three years.
  • Must be pre-qualified for a mortgage with an approved partner lender or loan officer.
  • Total household income must be less than 80% of Area Median Income (AMI) based on household size. This number is currently $65,700 for a family of 4.
  • Liquid assets (other than retirement accounts) must be less than $25,000.

Get Started

learn more buttonCall to learn more! We are happy to answer your questions and help you get started. Call Becky at 651-348-5086 or send an email.