Josh became a homeowner last year with the help of a down payment through our NeighborhoodLIFT program. Here is his story in his own words:
“I had been thinking about looking to buy a home for a few months. My finances were in order, my credit had gotten better. I was tired of renting, and started thinking that I, too, could own my own home. My parents paid off their mortgage in 2009, and have been great examples to me in homeownership.
“I found a home that inspired me to connect with a real estate agent. My agent connected me with a loan officer, who from our first conversation, encouraged me to apply for down payment assistance with the NeighborhoodLIFTProgram. He added that because it was such a popular program, funds don’t often become available; he told me to be vigilant and once I had an accepted offer, to apply.
“I knew walking into the first house my agent set an appointment at that I had found “the one”: a 1917 bungalow with hardwood floors, amazing character, and the perfect yard for entertaining. It felt like home and my agent even commented on how my face lit up when I walked in. I’m also now in a community that I’m excited to be a part of, and have neighbors I’m grateful to call friends.
“When I knew I found “the one”, with the help of my amazing loan officer, applied for NeighborhoodLIFT [The staff at NeighborWorks Home Partners] were instrumental in my getting the funding for my down payment; I doubt without their advocacy, patience, and support, or without NeighborhoodLIFT, I’d be in my 1917 bungalow today. They helped me, made the process super easy to understand, and continued to be a resource for me as I entered my second month as a homeowner. I am grateful for the help I was given, from my agent and loan officer, to the Neighborhood Lift Program.”
If you’re interested in homeownership advising, down payment assistance, mortgage products, and other tools that can help you become a homeowner, too, don’t wait! Get started today.