A letter from our CEO

Jason PetersonDear Friends,

2020 has been, for most people and organizations, a year like no other, and NeighborWorks Home Partners is no exception. While there have been challenges, we have risen to meet them, resulting in some of our greatest impact in our 40-year history.

It was a year when we learned to deliver services in a pandemic. As a result of a move to paperless systems and cloud-based apps, we were well positioned to transition to remote work in March when COVID-19 began to surge. We had already begun offering virtual appointments for our customers, and so service delivery was seamless.  While we might have anticipated a slowdown in demand, instead we’ve found that more people than ever are seeking assistance to buy, fix, and keep their homes.

And it was a year when the structural inequities of decades of housing policy were brought to the forefront.  Eliminating Minnesota’s 50-point gap in homeownership rates between white households and households of color has been part of our vision for several years.  The tragic killing of George Floyd shone light on systemic racism in the Twin Cities, including decades of discriminatory housing policy that has excluded households of color from the benefits of homeownership and resulted in segregated neighborhoods and adversarial policing relationships. (you can read here how these are related)

Homeownership is a pathway to building family wealth, opportunity, and equity. The story of Kali Terry, told in this report, is just one example of how access to information and resources can lead to life-changing opportunity.

Highlights for 2020:

  • Launch of first mortgage and refinance program.
  • Closed more home improvement loans than any year in our history.
  • A doubling of new inquiries for homeownership advising and education.
  • Launch of a fee-based financing down payment assistance program.
  • 931 customers served, 66% of which are Black, Indigenous, and people of color.



Jason Peterson
Chief Executive Officer

Our Vision

We imagine a Twin Cities where all people have a home.

Our Mission

Empowering individuals and communities by helping people buy, fix and keep their homes

Our Aspiration

We aspire to be the preferred Homeownership Center dedicated to building and preserving sustainable homeownership for all people in the Twin Cities. We deliver innovative services dedicated to:

  • Eliminating the homeownership disparity gap.
  • Empowering customers with knowledge to buy, fix, and keep their homes.
  • Developing homes to enhance neighborhoods and better the lives of our homebuyers.
  • Improving homes with affordable lending products.
  • Creating access to homeownership with down payment assistance.


2020 by the Numbers



Download a Summary




Icons representing numbers of customers served in each program area.


A bar graph showing distribution of customers by income. 88% are below the Area Median Income.

A bar graph showing distribution of customers by ethnicity. 66% are Black, Indigenous, or people of color.

Our Customers Tell Our Story


“It’s a game-changer.”

Access to information and resources helped Kali Terry flip the script.



Not having access to homeownership can mean missing out on decades of opportunity to grow family wealth through equity. When Kali Terry became the first person in his family to own a home, he flipped that script.

Kali used down payment assistance from NeighborWorks Home Partners to purchase a property where he could live and also build income. The spacious duplex where he now lives overlooks what once was Rondo Avenue, the heart of a historic and thriving Black-owned business district and neighborhood that was razed to make room for the freeway.

On the day we visited, Kali was preparing the first floor unit for a new tenant, a teacher, who would be moving in soon. He beamed at the tall ceilings, the fresh paint in the light-filled living room, and showed off the built-in desk and storage unit he’d just installed, hoping that it would be a good place for his new neighbor to work. He takes pride in the details, in creating what will be a nice place to live and housing that will be affordable for the neighborhood.

Kali also recognizes that while he’s providing an affordable rental unit, he’s building economic security for himself.

“I’ve turned a potential liability – my housing expense – into an income producing asset,” he marvels. “Now I’m in a position of power to build this income. It’s a total game-changer for me.”

Kali said that access to information about buying a home, like what he learned in the Home Stretch workshop he took, made him feel more confident about the purchasing process and was key to seeing the possibilities. It was easier than he expected, though it did take a few tries before he had an accepted offer. He was a back-up offer on this particular house, and when the initial buyers fell through, he was prepared to act quickly.

At the workshop, Kali learned about some of the other services NeighborWorks provides, including home improvement financing, and not long after closing on his home he came back to apply for funds to create more finished living space in the attic. He is hoping that with a proposed zoning change, he’ll be able to eventually offer it as a third living unit. His goal is to keep the rent a little lower than other places, to offer opportunity to other people just starting out. But he plans to tell others about how owning a home is possible, and that there are resources in the community that make it easier.

“Homeownership has put me in a position of power,” he says, smiling. “It’s the ultimate home hack.”

”I am the first of my family to become a homeowner, breaking a generational cycle of renting and lacking equity. NeighborWorks Home Partners has been directly involved in every step of the process and has empowered me to secure my dreams of ownership and equity that has ultimately allowed me to change my life.” – Kali Terry


Home and Haven

For Madi, homeownership meant a place to connect and grow.



Madi Johnson assumed homeownership was a far-off dream for someone who was a recent college graduate. But a meeting with a NeighborWorks Home Partners advisor while she was serving as an AmeriCorps VISTA showed her the possibilities, and that she was closer than she thought.

When she decided to buy, she made a list of must-have items: “One was a space to have a garden. That was number one – it was non-negotiable,” she said. “Two was a big, open space to have members of my community and my friends over for dinner, and then the third was a space to hold my loved ones in periods of transition.”

In her new home, she’s able to pursue her hobbies and her community values. She’s transformed the yard into a vegetable garden, added a flock of chickens, and built connections with her neighbors.

Read Madi’s Story

From the ground up

A newly constructed home in Frogtown was one of three single family development projects in 2020



Our Development team took on three single family home projects in Saint Paul in 2020. Two were top-to-bottom rehabs of homes that had sat vacant for years, in the North End and on the East Side. The third was a new construction project that created a three-bedroom energy-efficient home on a vacant lot in Frogtown.

See the houses:

1295 Galtier – Renovation
1885 Nevada – Renovation
995 Charles Avenue – New Construction


Our Organization

Board Member Spotlight: Close to Home

Juan Bates wants more people to experience the benefits of owning a home


Juan Bates has served as a board member and community volunteer for a decade. He is committed to building unity among neighbors, and making sure people have access to resources that can make their lives better. This is especially true when it comes to homeownership, where he encourages people who are renting to look closely at their costs, and find out about resources, like those offered by NeighborWorks Home Partners, that can make owning a home possible.

Read Juan’s Story
Juan Bates stands outdoors near his home on a fall day. Dale Street is in the background. He is wearing a black leather jacket and black t-shirt.

“NWHP customers could very well be my own family members or neighbors. There are so many people who only know how to rent and do not know owning a home is within their reach.” – Juan Bates

Board and Staff


Board of Directors

Mike Morrell, President
Sunrise Banks

Krissi Mills, Vice-President
Minnesota Housing

Katelyn Shehu, Treasurer
University of St. Thomas

Juan Bates, Secretary
Capella University

Joe Chow
Bremer Bank

Brian Deppe
Riverton Community Housing

William Flowers
SPS Commerce

Seema Kairam, RA
The Trust for Public Land

Kevin Knase
City of Minneapolis Community Planning and Economic Development

Justine Logelin
NTH, Inc.

Randy Nelson
Guaranteed Rate Affinity

Mark Nettesheim
CorTrust Bank

Peris Outa
Affordable Housing Connections

Nancy Tuomie

Mai Lee Yang
Nilan Johnson Lewis PA

Dave Zastrow
Drewes Law PLLC



Jason Peterson
Chief Executive Officer

Beth Hyser
Chief Program Officer

Kjirsten Johnson
Chief Financial Officer

Fraynke Atkinson
Lending Coordinator

Matt Brown
Construction Manager

Gina DeNardo Graf
Homeownership Advisor

Becky Errigo
Housing Development Coordinator

Chris Lubin
Lending Coordinator

Marie Malrick
Lending Advisor

Nick Pierce
Business Development Coordinator

Fatima Saine
Accounting Coordinator

LaShelle Smith
Lending Advisor

Cory Teshera-Levye
Data Coordinator AmeriCorps VISTA

Casey Ware
Community Lending Manager

Amanda Welliver
Marketing & Communications Coordinator

GT Xiong
Homeownership Advisor

Nick Yang
Homeownership Advisor


Thank You to Our Funders and Sponsors

Associated Bank
Bank Cherokee
Bank of America
City of Lakes Community Land Trust
City of Minneapolis:
– Community Planning and Economic Development
City of Saint Paul:
– Department of Planning and Economic Development
– Housing and Redevelopment Authority
Department of the Treasury:
– CDFI Fund
F. R. Bigelow Foundation
McKnight Foundation
Minnesota Homeownership Center
Minnesota Housing Finance Agency
NeighborWorks America
North End Neighborhood Organization
Otto Bremer Trust
Ramsey County Public Health
Sakan Community Resources
St. Paul Area Association of Realtors
St. Paul Foundation
Twin Cities Local Initiatives Support Corporation
Wells Fargo


Sponsors provide financial support to underwrite programs like Home Stretch, Homebuyer Basics, Financial Wellness, and Homebuyer Pre-purchase Counseling, and also have the opportunity to contribute to instruction and host education programs on their site.

Become a Sponsor

Partner With Us


The Cook family recently reached their goal of purchasing a home.Every day we help another homebuyer become a homeowner. You can be an important partner of this exciting and important work – making homeownership opportunity available to all strengthening communities, and helping people stay in their homes – by supporting us with a one-time or recurring donation.

Please become a NeighborWorks Home Partner by making a gift today.

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NeighborWorks Home Partners

NeighborWorks Home Partners’ mission is empowering individuals and communities by helping people buy, fix and keep their homes. Learn more.

651-292-8710 | Staff Directory
Main Office:
533 Dale Street N.
Saint Paul, MN 55103

Minneapolis Office:
1930 Glenwood Avenue
Minneapolis, MN 55405

EIN 41-1386089

An Affirmative Action, Equal Opportunity Employer

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