You don’t have to face foreclosure alone.
Are you behind on your mortgage payments or at risk of falling behind? Even if you haven’t missed a payment yet, the sooner you seek foreclosure help, the more options you’ll have.
COVID-19 UPDATE: If you are considering a forbearance, we can help. We recommend you start with this page.
Falling behind on mortgage payments and facing foreclosure can be a terrible feeling, one that most people would rather not think about. It can happen for a variety of reasons: your job might transform or disappear, your family may change, or a health crisis can strain your budget – things that can be hard to plan for.
At NeighborWorks Home Partners, we have compassionate, highly trained advisors who will work with you to find a solution. We help you explore options like mortgage modification and refinance and other solutions that can help you stay in your home.
Our HUD-approved foreclosure prevention counselors can:
- Explain and answer questions about the foreclosure process and identify solutions that may be available to you
- Explain your rights as a homeowner during the foreclosure process
- Give you personalized information and create a plan based on your unique situation and needs
- Communicate with your lender on your behalf
Our foreclosure counseling services are free of charge. Our goal is the best possible outcome for you, our customer, and our information and advice are unbiased.
Resources for Foreclosure
Understanding the Foreclosure Process in Minnesota
Understanding Workout Options
Eviction After the Redemption Period
Mortgage Forgiveness Debt Relief Act – Key Facts
Tips on Renting to Own and Buying on a Contract for Deed
Hennepin Homeownership Preservation Program (HHPP)
Saint Paul Homeownership Preservation Program (SPHHP)
Ramsey County Homeownership Preservation Program
“I can sleep at night because I know you have my back. Thank you for being there for me.” – Mike