Get help with homeownership in Minneapolis
We partner with Neighborhood Housing Services of Minneapolis and the Northside Residents Redevelopment Council for home improvement and down payment assistance to make homeownership more affordable in the Near North and Willard Hay neighborhoods of Minneapolis.
Single Family and Duplex Home Improvement Program
Owner-occupants of single family or duplex homes in the NRRC Zone can qualify for up to $20,000 in low-interest financing to repair their homes. Monthly payments are required, at a low interest rate. The balance of the loan must be paid back when the home is sold, transferred, refinanced, or is no longer owner-occupied. There is no maximum income limit.
Home Improvement Program Guidelines
Home Improvement Program for Seniors
Homeowners in the NRRC zone age 55 and older can receive no-interest loans with no monthly payments required, forgiven after 7 years. The loan maximum is $5000 and may be used for repairs or improvements.
Home Improvement for Seniors Program Guidelines
Emergency Home Repair Deferred Loan Program
For homes in the NRRC zone with conditions that make them unsafe, uninhabitable, or could cause health problems to the occupants, these 0% interest loans have no monthly payments and are forgiven after 7 years. Loan maximum is $5000, and there is no income limit for borrowers.
Emergency Repair Program Guidelines
Homebuyer Down Payment Assistance Loans
Loans to make home ownership more affordable.