Qualified homebuyers can receive a loan for $10,500 in down payment assistance to buy Minneapolis and Saint Paul homes.

A bigger down payment saves you money every month.

NeighborWorks Home Partners is proud to be a provider of Project Reinvest: Homeownership Down Payment Assistance (DPA.) If you are a qualified buyer, you can receive a loan of $10,500 to be used toward a down payment on a home in Minneapolis or Saint Paul. The loan does not have any monthly payments and does not accrue interest, and is paid back when you sell the home. This reduces the amount of the principal on your primary mortgage, so your monthly payments are lower.


Who qualifies?


What do I need to get started?

Before you can apply, you will need a fully executed purchase agreement for a home, and a pre-approval letter for your mortgage, from an approved provider. Please note that a pre-approval letter is not the same as a pre-qualification.  It will show an approved amount for a specific property address, and indicate that your credit report was reviewed.

To apply, create an account and upload these two documents to your account.

The application and approval process takes a minimum of 40 days to complete from the time you upload your purchase agreement and pre-approval letter. 


What else do I need?

  • Income documentation: You’ll need to provide these documents to verify your income and eligibility for Project Reinvest: Homeownership. These are many of the same items you use when you apply for your primary mortgage.
  • Homebuyer Education: Buyers participating in Project Reinvest: Homeownership are also required to take 8 hours of homebuyer education from an approved provider.

Our application process is online, letting you create and access your account 24/7.  Begin by creating an account in our NeighborWorks Compass system and uploading your documents.  *When you have created your account, please send an email to downpayment@nwhomepartners.org to confirm you are applying for Project Reinvest Down Payment Assistance.


Begin your application

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NeighborWorks Home Partners

NeighborWorks Home Partners’ mission is to revitalize neighborhoods by creating and supporting successful homeownership. Learn more.

651-292-8710 | Staff Directory
Main Office:
533 Dale Street N.
Saint Paul, MN 55103

Minneapolis Office:
1930 Glenwood Avenue
Minneapolis, MN 55405